Expert Construction & Trades Accountants in the UK – CIS, VAT & Tax Help for Builders & Subcontractors

Running a construction business involves specific financial challenges, such as handling subcontractor payments and dealing with VAT reverse charges. At Clarkwell & Co. Chartered Accountants, we offer specialised accounting services for builders, electricians, plumbers, decorators, and subcontractors throughout the UK.

We understand the Construction Industry Scheme (CIS) well. Our goal is to help you stay compliant, reduce tax liabilities, and keep your projects profitable.

Expert Accountants for Builders

Why Construction & Trades Businesses Choose Clarkwell & Co.

We are not just regular accountants; we are specialists in CIS accounting in the UK. With years of experience, we help construction and trade professionals manage their taxes, improve their bookkeeping, and increase their profits.

With us, you get:

  • Construction Expertise: We focus on accounting for tradespeople, including builders, electricians, subcontractors, and small construction firms.
  • CIS Compliance & Tax Support: We handle the entire CIS process, from registration to monthly filings and reclaiming overpaid tax.
  • VAT Reverse Charge Guidance: We ensure you apply the reverse charge correctly on invoices to avoid HMRC fines and stay compliant.
  • Project Profitability & Cash Flow Advice: We provide management accounts to help you track project costs, manage cash flow, and plan for the future.
  • Full-Service Support: We offer all the services you need to run your business smoothly, including bookkeeping, payroll, and year-end accounts, with fixed fees and no hidden costs.

Our Construction & Trades Accounting Services

We offer a full range of services designed for the demands of construction businesses:
CIS Registration & Compliance

We handle your CIS registration, monthly returns, and subcontractor verification to keep your construction business fully compliant with HMRC rules.

Subcontractor Tax Help

Our team helps subcontractors reclaim overpaid tax, file year-end accounts, and ensure all contracts meet the correct HMRC tax treatment.

Bookkeeping & Payroll

From cloud-based bookkeeping to accurate payroll for staff and subcontractors, we help keep your finances organised and HMRC requirements met.

VAT Reverse Charge for Builders

We guide you through VAT reverse charge rules, ensuring correct application, preventing penalties, and keeping your construction projects compliant.

Management Accounts & Cash Flow

We provide project-based cost tracking and cash flow forecasts, helping you make informed decisions and keep your construction business stable.

Tax Planning & Business
Advice

Maximise profits and minimise tax with tailored advice for builders, trades, and subcontractors to grow your construction business strategically.

Accountants for Trades Industry

Accountants for the UK Construction & Trades Industry

The construction industry has complicated tax rules, tight deadlines, and changing project costs. When you pick an accountant for builders or trades, you receive
personalised advice that can save you time and money. We help you:

We ensure you meet all CIS obligations, file returns correctly, and apply VAT reverse charge rules accurately, reducing the risk of costly compliance errors.

If you have had too much tax deducted under CIS, we can help you claim it back quickly, improving your cash flow and giving you access to funds you can reinvest.

We stay on top of submission deadlines, verify subcontractor details, and ensure accurate records so you avoid unnecessary fines and legal issues.

We handle your bookkeeping, payroll, and accounts, so you can focus on finishing projects and growing your business.

Who We Serve: Payroll and Pension Solutions for Startups and SMEs in London

We offer payroll and pension auto-enrolment services tailored for entrepreneurs, startups, and small to medium-sized businesses in London. We recognise that every business is unique and provide solutions that fit your size, industry, and goals.
Startups: Laying the Groundwork for Growth

Starting a business means taking on many tasks, but managing payroll and pensions shouldn’t slow you down. We help startups set up efficient payroll systems and compliant pension plans, allowing you to focus on growing your business.

Small Businesses: Streamlining Operations

You juggle many roles as a small business owner, but payroll and pension management shouldn’t be one of them. Our services simplify these tasks, saving time and reducing stress while ensuring your employees get paid accurately and on time.

Medium-Sized Enterprises: Easing Growth Management

As your business grows, payroll and pension needs can get complicated. We offer flexible solutions to keep up with your growth, ensuring compliance and efficiency at every step. Whether hiring more staff or expanding, we’re here to help.

Entrepreneurs: Targeted Support for Innovators

If you’re an entrepreneur balancing new ideas with daily operations, we provide expert payroll and pension services to lighten your load. Our solutions ensure compliance and efficiency, giving you more time to focus on your vision.

Payroll and Pension Solutions for Startups and SMEs in London

Why London Businesses Trust Us for Payroll and Pension Services

London’s busy business scene needs accuracy, skill, and a good grasp of local rules. These qualities make our payroll and pension services unique. Here’s why small and medium-sized businesses in London trust us as their partner:

We have years of experience helping small and medium businesses in London with payroll and pension auto-enrolment. Our team knows UK laws, keeping your business compliant and stress-free.

Being based in London, we know businesses’ specific challenges and opportunities. Our local insights help us provide effective solutions for a competitive market and industry regulations.

We focus on the needs of entrepreneurs and SMEs, offering affordable services that maintain quality. We aim to simplify payroll and pension management so you can concentrate on growing your business.

We recognise that every business is different. We take the time to understand your company’s unique needs and challenges, delivering services that seamlessly integrate with your operations.

We are dedicated to excellent customer service and ensure you have expert support whenever necessary. Whether you have questions about payroll, pensions, or employee communication, we’re just a call or email away.

Benefits of Choosing Our Payroll and Pension Services

When you work with us for payroll and pension auto-enrolment services in London, you get more than just a service provider. You get a reliable partner focused on making your business operations easier. Here are the main benefits of partnering with us:
Stay Compliant with UK Regulations

Understanding payroll laws can be tricky, but we simplify it for you. Our experts ensure your business follows all rules, helping you avoid fines.

Reliable Accuracy

Payroll mistakes can hurt employee trust and disrupt your business. We ensure every payment, tax calculation, and pension contribution is accurate, allowing you to focus on growing your business confidently.

Save Time and Reduce Stress

Handling payroll and pension enrolment yourself takes a lot of time. With our services, you can focus on your main business while we care for the details.

Affordable Solutions for Small and Medium Businesses

We provide budget-friendly payroll and pension services tailored for small businesses in London. Our flexible plans mean you only pay for what you need, offering great value.

Better Employee Satisfaction

On-time and accurate payroll, along with well-managed pension plans, make employees feel secure and valued, increasing morale, productivity, and retention.

Expert Support at Every Step

Our team is here to help you with everything from setup to ongoing management. When you work with us, you’re never alone.

Get Started Today with Expert Payroll and Pension Services for Your London Business

Don’t let payroll and pension management slow you down. We can take care of the details while you focus on growing your business. Whether you’re a startup, small, or medium-sized company in London, our expert team offers affordable, compliant, and easy payroll and pension solutions. Contact us today for a free consultation and see how we can help your business succeed with dependable payroll and pension services.
Payroll and Pension Auto Enrolment Service

Understanding workplace pension auto-enrolment can be challenging for any business. With new rules and tight deadlines, staying compliant while running daily operations can be challenging. That’s where we help.

Ensuring Full Compliance with UK Regulations

We make auto-enrolment easy by ensuring your business follows all the rules set by The Pensions Regulator. We check if employees are eligible and calculate contributions, taking care of every step accurately.

Our services include:

  • Find employees who qualify for automatic enrollment.
  • Arrange contributions from both employers and employees.
  • Make sure pension plans follow legal rules.
  • Create and send required reports to The Pensions Regulator.

Simplifying Employer Obligations

Compliance can be easy. Our team handles all your auto-enrolment tasks, allowing you to concentrate on your business. With our help, you won’t have to stress about missed deadlines, wrong contributions, or penalties for non-compliance.

We also offer:

  • Ongoing Monitoring: Regular checks to ensure you follow the rules as your team changes.
  • Employee Communication: Clear updates to inform your staff about their pension rights and benefits.
  • Re-enrolment Support: Assistance with the required re-enrolment every three years, making it easy for you.

Why Choose Us for Auto-Enrolment?

We know UK pension rules well and specialise in helping small and medium-sized businesses with auto-enrolment compliance. We aim to simplify the process, saving time and reducing stress while keeping your business compliant.

With us, compliance is easy. You can relax and let us handle the details, allowing you to focus on growing your business confidently.

Every business is different, and standard solutions often don’t work, especially for payroll and pensions. That’s why we provide tailored services for your specific needs. Whether you’re a startup, a small business, or a medium-sized company, we adjust our solutions to match your goals, staff, and budget.

Payroll Solutions That Fit Your Business

Your payroll needs depend on your industry, the number of employees, and how you manage pay. We offer flexible payroll processing that fits your business, whether you pay employees weekly, bi-weekly, or monthly.

Key customisation features include:

  • Variable Pay Structures: We accurately calculate pay for all types of employees, whether salaried, hourly, or earn commissions.
  • Employee Benefits and Deductions: We manage all aspects of employee compensation, including bonuses, overtime, pension contributions, and tax deductions.
  • Multi-location Payroll Management: If your business has branches in different areas of London, we smoothly handle payroll for each location.

Pension Solutions That Align with Your Workforce

Workplace pension schemes are not the same for everyone. We take time to understand what your employees and business need. We help you create a good pension scheme for both your company and your staff while also meeting auto-enrolment rules.

Our custom pension services include:

  • Choice of Pension Schemes: We help you select the best pension provider and plan for your employees and business size.
  • Flexible Contribution Options: We help you set up contribution levels that fit your budget and meet employee needs.
  • Ongoing Monitoring and Adjustments: As your workforce changes, we update your pension scheme to match changes in employee numbers, salaries, or regulations.

Ongoing Support and Updates

Businesses change, and their payroll and pension needs change, too. We provide ongoing support to keep your services aligned with your business growth. We adjust to ensure payroll accuracy, pension compliance, and employee benefits meet expectations.

As a small or medium-sized business owner in London, every penny matters. You need solutions that work well and offer great value without costing too much. Our payroll and pension services are affordable and provide excellent service and compliance.

Affordable Solutions for Growing Businesses

Small and medium-sized enterprises (SMEs) usually have limited budgets. That’s why we provide affordable payroll and pension services designed to meet your budget. Our flexible packages let you pick the best services for your business, so you only pay for what you use—no hidden fees or surprises.

Maximise Your ROI

Outsourcing payroll and pension management saves money and helps your business grow. By using our services, you will:

  • Save Time: You can stop handling payroll and pensions, allowing you to focus on running your business.
  • Avoid Penalties: Our compliance experts help you avoid costly fines from mistakes in payroll or pension management, saving you money.
  • Boost Employee Satisfaction: Timely and accurate payroll and good pension plans build employee trust. This leads to lower turnover and higher morale, which increases productivity and keeps your team together.

Scalable Services for Your Growing Business  

As your business grows, your payroll and pension needs will change. Our services can easily adjust to handle more employees, different pay structures, or complex pension plans. You only pay for what you need as you grow, giving you great value for your investment.

Cost Savings Through Efficiency  

Our efficient processes reduce manual payroll calculations and mistakes. With automated systems and expert methods, we make payroll and pension management faster and more accurate, lowering your operational costs.

Affordable Expertise for Small Businesses  

You don’t need to spend much to get expert payroll and pension management. Our affordable services provide the same quality that larger businesses receive but at a price that fits small businesses. We offer great value and service, helping you stay competitive without overspending.

Choosing us for payroll and pension services means you’re making a smart investment. Our affordable services lead to long-term savings and value for your business.

Switch to Clarkwell & Co. Today

If you need construction accounting services that really know your business, we can help. Whether you’re a solo electrician, a plumber with a small team, or a builder handling several projects, we offer the expertise and personal service you need.

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FAQs About Construction & Trades Accounting Services

Helping Builders, Electricians, and Subcontractors Stay Compliant and Profitable

A CIS accountant helps construction businesses and subcontractors comply with the Construction Industry Scheme (CIS), file returns, and manage tax deductions.

Yes. A specialist accountant for builders can help you manage your tax returns, reclaim overpaid CIS deductions, track income, and stay HMRC-compliant.

The VAT reverse charge shifts VAT payment responsibility to the customer for certain construction services. We ensure you apply it correctly and avoid penalties.

Yes, if you're a CIS-registered subcontractor, we help you reclaim overpaid tax through your self-assessment or limited company accounts.

CIS returns must be submitted monthly. Our construction accountants handle all filings and ensure deadlines are met to avoid HMRC fines.

We provide bookkeeping, tax returns, payroll, CIS support, VAT compliance, and strategic advice for electricians, plumbers, decorators, and all trades.

Applying the VAT reverse charge wrongly can result in penalties. We ensure it's applied correctly to your invoices and accounted for in your VAT returns.

Yes. We offer subcontractor tax help, including tax reclaims, bookkeeping, self-assessments, and ongoing CIS support.

We use leading cloud-based accounting tools like Xero and QuickBooks, integrated with payroll and project cost tracking for construction businesses.

Yes. If HMRC audits your construction business, we represent you, prepare your records, and ensure full compliance with tax and CIS regulations.

Absolutely. We provide company formation, CIS registration, VAT setup, and full compliance support for new construction and trade businesses.

Subcontractors must be verified with HMRC before payment. We manage the process, calculate deductions, and file CIS returns accurately every month.

Yes. We offer year-round tax planning to help builders and tradespeople reduce tax liabilities and improve profitability through smart financial strategies.

We offer transparent, fixed-fee pricing customised to your business size and needs, no hidden costs, just clear value for your money.